Our Services
FCG Trust Management is a modern, privacy-focused trustee dedicated exclusively to the administration of Irrevocable Life Insurance Trusts (ILITs). We work with families and their advisors to ensure life insurance planning is implemented carefully, consistently, and correctly—year after year.
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Our sole focus on ILITs allows us to provide a level of precision, efficiency, and reliability that generalist trustees often cannot. From contributions and Crummey notices to policy oversight and post-death administration, we handle the details that protect the integrity of your plan.
Comprehensive ILIT Trustee Services
FCG Trust Management provides end-to-end administration for Irrevocable Life Insurance Trusts.
Trustee Administration
Serving as independent trustee for ILITs
Supporting setup and trustee onboarding
Coordinating with attorneys, advisors, and insurance professionals
Contribution & Premium Management
Receiving and tracking annual contributions
Coordinating premium payments with insurance carriers
Ensuring payments are made accurately and on time
Maintaining detailed records of all activity
Crummey Notice Administration
Preparing and sending Crummey notices
Tracking withdrawal windows
Maintaining documentation to support gift tax exclusion treatment
Applying consistent procedures year after year
Policy Oversight
Reviewing annual policy statements
Coordinating with insurance agents and carriers
Flagging issues or questions for advisors or families
Post-Death Administration
Coordinating with carriers to collect proceeds
Obtaining EINs when required
Working with beneficiaries and advisors
Administering and distributing proceeds according to trust terms
Have Questions? Let's Talk.
If you’re considering a life insurance trust—or already have one in place—a short introductory call can help clarify next steps. We’re happy to answer questions, explain how the process works, and help you understand whether professional trust administration is a good fit for your situation.